17 Perlman Dr, Suite 203,
Spring Valley, NY 10977
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Life Insurance in New York

Financial experts recommend that you start planning for your future at an early age. A major part of planning for your future is setting up a retirement fund. You should also purchase a life insurance policy. Many people believe that they won't need life insurance until they are older, but this isn't the case. There are a few reasons why you should think about life insurance when you are young.

You Never Know

Many people believe that there is no reason for life insurance until they are in their 50's and 60's. This is a mistake. Accidents and terminal diseases can occur at any age; therefore, you can never be too young to purchase a life insurance policy. This is especially true if you are married and have children.

Protect Your Family's Financial Future

If you are the main breadwinner, or if you contribute half of the household income, you should purchase a life insurance policy. If you were to pass away, your family won't have your income and they will struggle financially. If you have life insurance, your family will have the money they need to get by after you pass.

Your Debt Won't Die with You

If you pass away, your debt won't die with you. If your mortgage and credit cards are in both your name and your spouse's name, your spouse would be responsible for the debt if you pass away. If you have a life insurance policy, your spouse can use some of the money to pay off some of the debt, protecting their credit score and financial future.

Cover Your Burial Costs

According to U.S News Money, the average funeral today costs between $8,000 and $10,000. If you don't have that kind of money saved, your funeral can put your family in serious debt. Purchasing a life insurance policy will give your family the money they need to cover the cost of your funeral.

If you live in New York and don't have a life insurance policy, contact Edouard Insurance Agency Inc. The agents in our Spring Valley, NY office can help you find a policy that will give your family the level of protection they need if you pass away. This will give you peace of mind that your family will be taken care of if something happens to you. To get your policy started, give us a call or stop by today.

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