New York Motorcycle Insurance
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have insurance coverage you can count
on.
Let our experienced New York Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision,
Uninsured Motorist, Medical coverages, and deductibles that are
available for you to choose from. We offer affordable motorcycle
insurance policies from a leader in the insurance industry. This means
stable premiums and none of those 15% increases after the first year.
Learn more about New York Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a secure quote request form for a
Motorcycle Insurance policy that will provide excellent New York
motorcycle insurance coverage at an affordable cost. Or you can
speak with our New York Motorcycle Insurance specialist at
(845) 426-0868 to discuss the features.
We are your a Rockland County, NY insurance agency, offering affordable New York motorcycle
insurance policy premiums to residents located in the following cities and counties: Spring Valley,
Congers, Nyack, Palisades, Sparkill, Tappan, Orangeburg, Pearl River, West Nyack, New City,
Blauvelt, Nauraushaun, Nanuet, Chestnut Ridge, Montebello, Suffern, Monsey, Piermont, Rockland
Lake, Wesley Hills, New Hempstead, Pomona, Sloatsburg, Tuxedo Park, Southfields, Ramapo,
Hilburn, Greenwood Lake, Warwick, Bellvale, Wickham Village, Monroe, Harriman, Chester,
Goshen, New Hampton, Highland Mills, Willow Grove, Mt. Ivy, Thiells, Tomkins Cove, Ladentown,
Haverstraw, Stony Point, Tomkins Cove, West Haverstraw, Bear Mountain, Jones Point, West
Point, Cornwall-on-Hudson, Mountainville, Salisbury Mills, Craigsville, Washingtonville, Newburgh,
New York City, Middletown, Poughkeepsie, Port Chester, Harrison, Mamaroneck, Larchmont, New
Rochelle, Yonkers, White Plains, Rye Brook, Scarsdale, Rye, Ardsley, Eastchester, Pelham,
Greenville, Hartsdale, Bronxville, Tuckahoe, Mt. Vernon, Bronx, Irvington, Glenville, Valhalla,
Elmsford, Dobbs Ferry, Hastings-on-Hudson, Greenburgh, Tarrytown, Sleepy Hollow, Hawthorne,
Scarborough, Thornwood, Briarcliff Manor, Ossining, Harmon, Montrose, Crugers, Buchanan,
Peekskill, Millwood, Pleasantville, Armonk, Chappaqua, North Castle, Mt. Kisco, Bedford, Pound
Ridge, Bedford Hills, Cross River, South Salem, Yorktown Heights, Goldens Bridge, Amawalk,
Yorktown, Katonah, Salem Center, Somers, North Salem, Croton Falls, Jefferson Valley, Shrub
Oak, Putnam County, Orange County, Dutchess County, Ulster County, Sullivan County, and
Westchester County, NY.
**The information, pictures, and other content in this website about particular insurance services
is only provided for informational purposes. Any decisions regarding your insurance needs should
be discussed with a licensed insurance agent.
Liability Coverage (Bodily Injury & Property Damage) - NY Motorcycle Insurance
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for
purchase in New York is 25/50 and is explained in detail below. However, we recommend
that you choose liability insurance coverage amounts that are much higher than the state
of New York minimums listed above. Contact us at (845) 426-0868 to discuss what liability
coverage amounts you require to meet your family and personal needs.

New York Liability Coverage limits explanation:
25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a motorcycle,
car, fence, or house, is covered through property damage motorcycle insurance
coverage. The minimum coverage amount in New York is $10,000.
Medical Payments Coverage - New York Motorcycle Insurance Policy
Medical payments coverage pays for the medical and funeral expenses for you or others
hurt or killed in an accident while riding on or driving your motorcycle. Claims against this
coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental,
professional nursing, prosthetic, and funeral expenses. It will also cover you or members
of your family if you are hit by a car when you are walking or if you are riding on another
motorcycle. This New York motorcycle insurance coverage will pay for your medical and
funeral expenses even if you cause the accident. The coverage is often limited to medical
care you get in the first one, two, or three years after the accident and is limited to a
specific dollar amount. This is a required motorcycle insurance coverage in New York.
25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.

Collision Coverage - New York Motorcycle Insurance Policy
Covers damage caused to the owners motorcycle from a collision
caused by another vehicle or other object. The deductible is the
amount you choose to pay upfront (if any) before the motorcycle
insurance policy pays. The higher the deductible you choose, the
lower the collision coverage cost within the New York Motorcycle
Insurance policy.
New York Motorcycle Insurance FAQ
Comprehensive Coverage - New York Motorcycle Insurance Policy
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the New York Motorcycle Insurance policy.
New York Motorcycle Insurance FAQ
New York Motorcycle Insurance FAQ
New York Motorcycle Insurance FAQ
Uninsured Motorist Coverage - New York Motorcycle Insurance Policy
Example of uninsured motorist limits:
New York Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no auto or motorcycle liability insurance. This is required coverage for New
York Motorcycle Insurance. Contact us at (845) 426-0868 to discuss what uninsured
coverage amounts you require to meet your family and personal needs.

Underinsured Motorist Coverage - New York Motorcycle Insurance Policy
This coverage comes into play when an at-fault driver has auto or motorcycle liability
insurance, but the limit of insurance is inadequate to pay for your damages.

Protects you if your motorcycle is damaged in an accident caused by a driver who has
insufficient auto or motorcycle insurance coverage. This coverage pays the difference
between the coverage limit you select and the other driver's property damage coverage
limit. This is also not required for motorcycle insurance coverage in New York.
This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident
caused by a driver who has insufficient auto or motorcycle insurance coverage. The
motorcycle insurance coverage typically pays the difference between the coverage limit
you select and the other driver's bodily injury coverage limit. This is not a required
motorcycle insurance coverage in New York.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
New York Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for a Motorcycle Insurance
policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or
you can speak with our New York Motorcycle Insurance specialist at (845) 426-0868 to
discuss the features.
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Edouard Insurance Agency, Inc.
70 South Main Street
Spring Valley, New York 10977
Rockland County, NY
(845) 426-0868
Toll Free: 1-800-776-0585
Fax: (845) 426-0632

Working to insure and
protect you since 1987!
New York Motorcycle Insurance
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Insurance Agency
Motorcycle
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