New York Boat Insurance

The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have insurance coverage you can count on.

Let our experienced New York boat insurance specialist explain the
different Liability Limits, Comprehensive, Personal Injury Protection,
Collision, Medical coverages, and deductibles that are available for you
to choose from. We offer affordable New York boat insurance policies
from leading insurance companies serving the area.

Learn more about New York Boat Insurance
coverage options below!

Click on the link below to fill out a secure quote request form for a
Boat Insurance policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or you can speak with our New
York Boat Insurance specialist at (845) 426-0868 to discuss the
features.

We are your local Rockland County, NY insurance agency, offering affordable New York boat
insurance policy premiums to residents located in the following cities and counties: Spring
Valley, Congers, Nyack, Palisades, Sparkill, Tappan, Orangeburg, Pearl River, West Nyack, New
City, Blauvelt, Nauraushaun, Nanuet, Chestnut Ridge, Montebello, Suffern, Monsey, Piermont,
Rockland Lake, Wesley Hills, New Hempstead, Pomona, Sloatsburg, Tuxedo Park, Southfields,
Ramapo, Hilburn, Greenwood Lake, Warwick, Bellvale, Wickham Village, Monroe, Harriman,
Chester, Goshen, New Hampton, Highland Mills, Willow Grove, Mt. Ivy, Thiells, Tomkins Cove,
Ladentown, Haverstraw, Stony Point, Tomkins Cove, West Haverstraw, Bear Mountain, Jones
Point, West Point, Cornwall-on-Hudson, Mountainville, Salisbury Mills, Craigsville,
Washingtonville, Newburgh, New York City, Middletown, Poughkeepsie, Port Chester, Harrison,
Mamaroneck, Larchmont, New Rochelle, Yonkers, White Plains, Rye Brook, Scarsdale, Rye,
Ardsley, Eastchester, Pelham, Greenville, Hartsdale, Bronxville, Tuckahoe, Mt. Vernon, Bronx,
Irvington, Glenville, Valhalla, Elmsford, Dobbs Ferry, Hastings-on-Hudson, Greenburgh,
Tarrytown, Sleepy Hollow, Hawthorne, Scarborough, Thornwood, Briarcliff Manor, Ossining,
Harmon, Montrose, Crugers, Buchanan, Peekskill, Millwood, Pleasantville, Armonk, Chappaqua,
North Castle, Mt. Kisco, Bedford, Pound Ridge, Bedford Hills, Cross River, South Salem,
Yorktown Heights, Goldens Bridge, Amawalk, Yorktown, Katonah, Salem Center, Somers, North
Salem, Croton Falls, Jefferson Valley, Shrub Oak, Putnam County, Orange County, Dutchess
County, Ulster County, Sullivan County, and Westchester County, NY.

**The information, pictures, and other content in this website about particular insurance services
is only provided for informational purposes. Any decisions regarding your insurance needs
should be discussed with a licensed insurance agent.

New York Boat Insurance Info

Covers damage caused to the owners boat from a collision
caused by another boat, vehicle, or other object. The deductible is
the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the
lower the collision coverage cost of the New York boat insurance
policy.

Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the New York boat insurance policy.

New York Boat Insurance Info

Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
New York is 25/50 and is explained in detail below. However, we recommend that you
choose liability insurance coverage amounts that are much higher than the minimums
for the state of New York listed below. Contact us at (845) 426-0868 to discuss what
liability coverage amounts you require to meet your needs.

25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000

First number = bodily injury liability maximum for one person injured in an accident.

Second number = bodily injury liability maximum for all injuries in one accident.

Third number = property damage liability maximum for one accident.

Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in New York is $10,000.

Bodily Injury Liability

Property Damage Liability

New York Liability Coverage limits explanation:

New York Boat Insurance Info

80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices,
wheelchairs, crutches, slings, neck braces and splints (including necessary travel
related to medical care.)

80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.

New York Boat Insurance Info

25/50 25=$25,000 - 50=$50,000

First number = uninsured boater maximum for one person injured in an accident.

Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:

Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no liability insurance. This is a required coverage for Boat
Insurance in New York. Contact us at (845) 426-0868 to discuss what uninsured
coverage amounts you require to meet your family or personal needs.

New York does require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused
the accident.

Edouard Insurance Agency, Inc.

70 South Main Street

Spring Valley, New York 10977

Rockland County, NY

(845) 426-0868

Toll Free: 1-800-776-0585

Fax: (845) 426-0632

Working to insure and

protect you since 1987!

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New York Boat Insurance