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New York Recreational Vehicle (RV) Insurance
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The value of good recreational vehicle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let one of our experienced New York RV insurance policy specialists
explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies from leading insurance companies serving New York. |
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Learn more about New York RV Insurance policy
coverage options below! |
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Click on the link below to fill out a secure quote request form for a
New York RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you can speak with our New York RV Insurance specialist at (845) 426-0868 to discuss the features. |
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We are your local Rockland County, NY insurance agency, offering affordable New York rv
insurance policy premiums to residents located in the following cities and counties: Spring Valley, Congers, Nyack, Palisades, Sparkill, Tappan, Orangeburg, Pearl River, West Nyack, New City, Blauvelt, Nauraushaun, Nanuet, Chestnut Ridge, Montebello, Suffern, Monsey, Piermont, Rockland Lake, Wesley Hills, New Hempstead, Pomona, Sloatsburg, Tuxedo Park, Southfields, Ramapo, Hilburn, Greenwood Lake, Warwick, Bellvale, Wickham Village, Monroe, Harriman, Chester, Goshen, New Hampton, Highland Mills, Willow Grove, Mt. Ivy, Thiells, Tomkins Cove, Ladentown, Haverstraw, Stony Point, Tomkins Cove, West Haverstraw, Bear Mountain, Jones Point, West Point, Cornwall-on-Hudson, Mountainville, Salisbury Mills, Craigsville, Washingtonville, Newburgh, New York City, Middletown, Poughkeepsie, Port Chester, Harrison, Mamaroneck, Larchmont, New Rochelle, Yonkers, White Plains, Rye Brook, Scarsdale, Rye, Ardsley, Eastchester, Pelham, Greenville, Hartsdale, Bronxville, Tuckahoe, Mt. Vernon, Bronx, Irvington, Glenville, Valhalla, Elmsford, Dobbs Ferry, Hastings-on-Hudson, Greenburgh, Tarrytown, Sleepy Hollow, Hawthorne, Scarborough, Thornwood, Briarcliff Manor, Ossining, Harmon, Montrose, Crugers, Buchanan, Peekskill, Millwood, Pleasantville, Armonk, Chappaqua, North Castle, Mt. Kisco, Bedford, Pound Ridge, Bedford Hills, Cross River, South Salem, Yorktown Heights, Goldens Bridge, Amawalk, Yorktown, Katonah, Salem Center, Somers, North Salem, Croton Falls, Jefferson Valley, Shrub Oak, Putnam County, Orange County, Dutchess County, Ulster County, Sullivan County, and Westchester County, NY. |
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle liability
insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages, and
other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required New York RV insurance coverage. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has insufficient
insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in New York. |
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New York RV Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for a New York RV Insurance
policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our Personal Insurance specialist at (845) 426-0868 to discuss the features. |
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Covers damage caused to the insured's RV (your RV) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the New York RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the New York recreational vehicle insurance policy. |
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Covers damage caused to the owners RV from a collision caused
by another auto, RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the New York RV insurance policy. |
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New York RV Insurance Policy FAQ
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New York RV Insurance Policy FAQ
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New York RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of an RV
insurance policy. The minimum liability insurance coverage available for purchase in New York is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums set by the state of New York and are listed below. Contact us at (845) 426-0868 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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New York Liability Coverage limits explanation:
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25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in New York is $10,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an injury suffered
in an accident.
$5,000 death benefit
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New York RV Insurance Policy FAQ
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New York RV Insurance Policy FAQ
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New York does require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you or others
hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is a required New York recreational vehicle (RV) Insurance coverage. |
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New York RV Insurance Policy FAQ
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto liability insurance. This coverage is required for RV Insurance in New York. Contact us at (845) 426-0868 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Edouard Insurance Agency, Inc.
70 South Main Street
Spring Valley, New York 10977
Rockland County, NY
(845) 426-0868
Toll Free: 1-800-776-0585
Fax: (845) 426-0632
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Working to insure and
protect you since 1987!
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EDOUARD
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Insurance Agency
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RV
Insurance
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Copyright 2006-2008 Edouard Insurance Agency, Inc. - All rights reserved
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New York RV Insurance Services
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