NY Owners Insurance Package

New York Business Owners Insurance Information

Businesses can bundle property and liability coverage into a Business
Owners Insurance Policy that allows your business to obtain broad
coverage with affordable premiums. Business Owners Insurance is
usually the first step for small businesses looking to get basic property
and liability coverage and is a comprehensive and affordable insurance
package for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a company should
have 100 or fewer employees, and annual revenues should be less
than $1 million. New York Business Owners Insurance will typically
provide reimbursement for up to a year of lost revenue resulting from
an insured property loss.

Some businesses may find New York Business Owners Insurance
coverage limits to be too low or may not like the lack of flexibility on
options like coinsurance. However, what the Business Owners
Insurance Policy lacks in flexibility it usually makes up for with lower
premiums for your business.

Property Insurance Coverage

New York Business Owners Insurance offers named perils or all
risk insurance coverage, similiar to general property insurance
coverages. Enhancement endorsements are available at little or no
cost to extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical breakdown,
computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers and
drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the
liability part of a New York Business Owners Insurance Policy
offers less flexibility in determining your coverage limits for
particular claims. Optional limits of $300,000, $500,000 or
$1,000,000 are available. Personal injury, products liability, fire
legal liability and premises medical payments are included. Also,
Business Owners Insurance does not include professional
liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business
Owners Insurance Policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended,
such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
New York business owners insurance policy that regardless of
whether you're a small contractor, large employer or a small
business owner, will provide exceptional insurance coverage for
your business at an affordable cost. Or you can speak with our New
York Business Owners Insurance specialist at (845) 426-0868 to
discuss the features.

We are your local Rockland County, NY insurance agency, offering
comprehensive New York business owners insurance plan services to
businesses located in the following cities and counties: Spring Valley,
Congers, Nyack, Palisades, Sparkill, Tappan, Orangeburg, Pearl River,
West Nyack, New City, Blauvelt, Nauraushaun, Nanuet, Chestnut Ridge,
Montebello, Suffern, Monsey, Piermont, Rockland Lake, Wesley Hills, New
Hempstead, Pomona, Sloatsburg, Tuxedo Park, Southfields, Ramapo,
Hilburn, Greenwood Lake, Warwick, Bellvale, Wickham Village, Monroe,
Harriman, Chester, Goshen, New Hampton, Highland Mills, Willow Grove,
Mt. Ivy, Thiells, Tomkins Cove, Ladentown, Haverstraw, Stony Point,
Tomkins Cove, West Haverstraw, Bear Mountain, Jones Point, West Point,
Cornwall-on-Hudson, Mountainville, Salisbury Mills, Craigsville,
Washingtonville, Newburgh, New York City, Middletown, Poughkeepsie,
Port Chester, Harrison, Mamaroneck, Larchmont, New Rochelle, Yonkers,
White Plains, Rye Brook, Scarsdale, Rye, Ardsley, Eastchester, Pelham,
Greenville, Hartsdale, Bronxville, Tuckahoe, Mt. Vernon, Bronx, Irvington,
Glenville, Valhalla, Elmsford, Dobbs Ferry, Hastings-on-Hudson,
Greenburgh, Tarrytown, Sleepy Hollow, Hawthorne, Scarborough,
Thornwood, Briarcliff Manor, Ossining, Harmon, Montrose, Crugers,
Buchanan, Peekskill, Millwood, Pleasantville, Armonk, Chappaqua, North
Castle, Mt. Kisco, Bedford, Pound Ridge, Bedford Hills, Cross River, South
Salem, Yorktown Heights, Goldens Bridge, Amawalk, Yorktown, Katonah,
Salem Center, Somers, North Salem, Croton Falls, Jefferson Valley, Shrub
Oak, Putnam County, Orange County, Dutchess County, Ulster County,
Sullivan County, and Westchester County, NY.

**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed with
a licensed insurance agent.